We understand that information that personally identifies you is important to you and we are committed to maintaining the confidentiality, integrity and security of your personal information. In order to service your account and process your requests, we collect certain nonpublic personal information about you from sources such as account applications and other forms you may provide to us, other written, electronic or verbal communications, information captured on applicable websites, and as a result of your transactions with us.
Your privacy is important to us. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you and we require those employees to adhere to strict confidentiality standards designed to protect your personal information. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to guard your personal information.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law and except to certain entities that assist us in servicing your account. For instance, in order to service your account and effect your transactions, we may provide nonpublic personal information about you to our sub-transfer agent. We may also provide certain information including your name and address to one of our agents for the purpose of mailing to you your account statements, shareholder reports and other information about our products and services. We maintain agreements with these outside entities which require them to protect the confidentiality of your information and to use that information only for the purpose for which the disclosure is made.
In addition, our websites may use a variety of technologies to collect information that helps us understand how the website is used. Information collected from your web browser (including small files stored on your device that are commonly referred to as “cookies”) allow the websites to recognize your web browser and help personalize and improve your user experience and enhance navigation of the website. You can change your cookie preferences by changing the setting on your web browser to delete or reject cookies. If you delete or reject cookies, some website pages may not function properly. We do not look for or respond to web browser “do not track” requests.
We use technical, administrative and procedural measures in an effort to safeguard your personal and other information from unauthorized access or use. While we strive to protect all information we receive when you log on to our websites, we cannot guarantee the security of any information you transmit to us online, and you do so at your own risk. If you have reason to believe that your interaction with us is no longer secure or that the security of any account you have with us has been compromised, please immediately notify us by contacting us at 800-304-9745.
Effective as of November 6, 2014.